Rapid Financing for your Business
powered by Thinking Capital

Apply for $5,000 to $300,000 online
Get pre-approved in minutes.


In partnership with*


Fast, Accessible Financing

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Quick Approval

Get a no obligation quote within minutes, and funded in as little as 24 hours!
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Apply for a loan anywhere using our secure online application.
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Simple Repayment

Choose a repayment plan that best meets the needs of your business.
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Apply Online in 3 Easy Steps

  • 1. Application

    It takes just a few minutes to complete our secure online application form.

  • 2. Quick Decision

    We'll tell you what you're eligible for within minutes.

  • 3. Receive Your Financing

    Connect your bank online and we will deposit your funds directly into your account.

Do I qualify?

You qualify if you meet the following criteria:

  • Canadian-based business
  • In business for at least 6 months
  • No upfront collateral required

Trusted by over 10,000 SMB's

We're helping great Canadian businesses grow

  • Take advantage of seasonal opportunities
  • Complete your renovations and expansions
  • Pay bills, payroll and more

*CIBC is referring small businesses to Thinking Capital, which has helped fund over 10,000 small businesses in Canada with alternative financing since 2006.